Navigate Medicare with Confidence: A Family Webinar.

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Don't Let Your Parents Choose Medicare Alone

turning 65 is a medicare deadline-not just a birthday

What You’ll Learn

✔ How Medicare really works (Parts A & B)
✔ Why Medicare pays only 80%
✔ How to eliminate or reduce the 20%
✔ Medicare Advantage vs Supplement
✔ Enrollment deadlines
✔ How adult children can protect their parents

✅ The Solution: A Clear Medicare Game Plan for Families

Turning 65 doesn’t have to be confusing. When families understand their options, they can make confident, informed decisions together. Here are the three key solutions every family should consider:

Reduce the 20% Risk: Close the Medicare Coverage Gap

We review whether a Medicare Supplement or Medicare Advantage plan is the best fit to reduce or eliminate that 20% exposure. The goal is protection, predictability, and peace of mind.

Choose the Right Plan Based on Doctors, Medications & Budget

We compare plans based on:

Current doctors

Prescriptions

Travel needs

Monthly budget
So families avoid picking a plan based on TV ads or hearsay.

Avoid Penalties & Missed Deadlines

We map out:

Initial Enrollment Period (Turning 65)

Special Enrollment Periods

Medicare Advantage Open Enrollment (Jan 1 – Mar 31)

This ensures your parent enrolls correctly the first time.

meet your Speaker

👉 Helping Families Navigate Medicare with Confidence

— Dr. Charmagne Preston

Business Owner

Dr. Charmagne Preston is the founder of CP Financial Consulting and a licensed agent specialist in Medicare serving Columbus, GA and surrounding communities. With over six years of experience helping individuals navigate Medicare Advantage, Medicare Supplement, and prescription drug coverage, she is passionate about educating families to make confident, informed healthcare decisions. Her mission is simple: to help you navigate Medicare with clarity, protection, and peace of mind — at no cost for the consultation.

Charmagne is Awesome!! She worked with me to get the best benefits for my Medicare Plans! I am impressed by her knowledge of the programs and how she took the time to explain all the options I have. I feel good with my selection! Now I',m going to enjoy my Retirement! Thank you Charmagne!!

Loraine Pitts

Got Question?

We've answers

If your parent is turning 65, Medicare isn’t something to guess through. Deadlines matter, Medicare only covers 80% after the deductible, and plan choices vary by ZIP code. Join this free family webinar to get clear answers, avoid costly mistakes, and make confident decisions together — before it’s too late.

Does Medicare cover everything once I turn 65?

No. Original Medicare (Part A & Part B) does not cover 100% of your medical costs. After you meet the Part B deductible, Medicare typically pays 80% of approved services, and you are responsible for the remaining 20% — with no cap. That’s why many people explore additional coverage to reduce or eliminate that gap.

What’s the difference between Medicare Supplement and Medicare Advantage?

A Medicare Supplement works with Original Medicare and helps pay the 20% that Medicare does not cover. You can generally see any doctor nationwide that accepts Medicare.

A Medicare Advantage plan replaces Original Medicare and often includes additional benefits like prescription drug coverage, dental, vision, and sometimes food or fitness benefits. Plans vary by ZIP code and provider network.

The right choice depends on health needs, budget, and doctor preferences.

When should my parent enroll in Medicare?

Most people enroll during their Initial Enrollment Period, which begins three months before their 65th birthday month, includes their birthday month, and continues three months after.

Missing enrollment deadlines can result in late penalties or delayed coverage — so timing is extremely important.

What if my parent is still working at 65?

If they are still working and covered under a credible employer group plan, they may be able to delay certain parts of Medicare without penalty. However, this depends on the size of the employer and the type of coverage. It’s important to review this carefully before declining Part B.

Do we have to figure this out alone?

No. Medicare is complicated, and it affects long-term financial and healthcare decisions. That’s exactly why I encourage adult children to attend with their parents. My role is to educate, compare options, and help families enroll correctly — at no cost for the consultation.